Tag: 上海龙凤后花园

Huntington Station Man Suffered Medical Emergency Before Fatal Crash, Cops Say

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A 59-year-old man died after crashing his car into a tree in Huntington on Tuesday afternoon and investigators suspect that he suffered a medical emergency before the collision.Suffolk County police said Robert Manigaulte, of Huntington Station, was driving a Chrysler Town and Country southbound on Woodbury Road when he crossed onto the opposite side of the road and struck a tree south of Carley Avenue at 4 p.m.The victim was taken to Huntington Hospital, where he was pronounced dead.Second Squad detectives impounded the vehicle and are continuing the investigating investigation.last_img

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The battle for new credit union charters

first_imgWhen there are no startups in an industry, the question has to be raised: is the sector dying?Here’s the worrisome question about the credit union movement: is the comparative lack of new charters a sign that the movement is floundering?  Proof of the difficulty is that since 2008, per NCUA data, just 28 new credit unions were chartered. “That is as close to zero as you can get,” said Paul Stull, CEO of the Credit Union Association of New Mexico.In the years since, eight of the group vanished, either through merger, liquidation, or charter cancellation.The inescapable reality: it isn’t easy to get a new credit union going.But that does not mean it is impossible. It also doesn’t mean people aren’t out there, struggling to launch new credit unions—below we’ll look at two such efforts.First, however, why is it so hard to charter a new credit union? The NCUA’s Federal Credit Union Charter Application Guide is a dense 114 pages. There’s even a 28-page NCUA document on the costs involved in a new charter. Don’t ignore that costs guide. A few years ago, Thad Moore, a longtime Self-Help Credit Union leader and a participant in a number of chartering efforts, told me that in many instances capital is the biggest hurdle. “It’s gotten harder,” Moore told me.NCUA gives the daunting math: “The actual amount necessary [for a charter] will not be able to be fully determined until completion of the pro-forma financial statements and plans for operating independently. However, if you wish to estimate the amount of funding required, we suggest using, at a minimum, the lesser of $300,000 or $100,000 per $1 million in projected assets during the first five years of PFCU’s operation. For example, if you expect the PFCU to grow to $5 million in assets by the end of year five, the organizers should obtain, pre-charter, at least $500,000 in commitments for start-up donated capital.”  It’s not easy to raise that kind of capital for a start up that likely will take years to reach its goal.That’s a big reason why many would-be credit unions—nobody knows exactly how many—wave the white flag of surrender before they get a charter.And yet the intrepid keep trying.Up in Maine, Maine Harvest—a would-be credit union that I first reported on a couple years ago—continues to make steady progress. In mid-March, the Portland Press Herald declared it “a big step closer” to a charter. Maine Harvest, which is intended to serve businesses involved in Maine’s food economy, nonetheless remains $1 million shy of the amount it probably needs to open. But it has now gathered support from many luminaries, including a grand-daughter of Franklin Delano Roosevelt.A key driver for this credit union charter attempt is the need for access to capital by Maine’s small business food producers—blueberry farmers, fishermen, and the rest of the local food producers. No established financial players are tripping over themselves to make these loans, but Maine Harvest believes the loans are good business and good for Maine.Scott Budde, slated to become CEO of Maine Harvest when it gets its charter, recently said, “We are still at it but with significant progress.”Note: a key is Maine Harvest fills a real need that nobody else wants to fill. It’s not alone.In north Minneapolis, a different kind of credit union is coming together, with the hope of winning a charter by 2019. That’s where members of a group called Blexit are working to create a black focused credit union in a neighborhood that activist Me’Lea Connelly told KARE TV is a bank desert. The City Pages newspaper reported that this would be MInnesota’s first black union.Connelly told City Pages: “We have communities that are underserved and also taken advantage of by the most predatory businesses in our state. Regular banks don’t give them chances.”Credit unions aimed specifically at low-income communities have access to grant monies earmarked for that purpose, and Connelly has pursued that funding.A campaign on Facebook also has won a strong response, Connelly told City Pages.Bottomline: both Maine Harvest and Blexit are fledgling credit unions driven forward by people who passionately believe in the need and the mission, and they also believe that credit unions are the only real way to provide the resources the target membership needs.But isn’t that exactly how and why the first credit unions took root? Their founders saw a need, and they also saw nobody else wanted to fill it. And so they did.In New Mexico, Stull said: “Many have forgotten why credit unions exist. They exist to help people, not to serve people with the lowest possible risk.”His point: across large chunks of America, a lot of people are very much in need of the kind of financial services a credit union is intended to provide.At least some look to be in line to be served—farmers in Maine and the underbanked in north Minneapolis.And that’s good news for the credit union movement. 34SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Robert McGarvey A blogger and speaker, Robert McGarvey is a longtime journalist who has covered credit unions extensively, notably for Credit Union Times as well as the New York Times and TheStreet, … Web: www.mcgarvey.net Detailslast_img read more

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Distribution disruption hurts thousands of NTT fishermen

first_imgFishermen in East Nusa Tenggara (NTT) have suffered a major decline in their income not only because of smaller fish catches but also as a result of a fall in prices because of distribution disruption caused by emergency measures to curb the spread of COVID-19, a survey says.According to a survey conducted by local NGO Perkumpulan Pikul, the revenue losses could amount to Rp 2 trillion (US$133.8 million) in 2020.The survey also found that the decline in fish production and the fall in prices have severely affected the livelihoods of about 66,525 fishing households comprising 226,526 people. “These figures are related to the COVID-19 impact on fishermen and small-scale fisheries in mid-April,” the organization’s program manager Andry Ratumakin told The Jakarta Post on Wednesday.He said fish production in the province had declined sharply in recent months because of rough seas that hampered fishing activities. Andry estimated that fish production would decline by 50 percent this year to 78,845 tons from about 157,691 tons in the previous year.Despite the fall in production, the province will still enjoy a surplus, because the fish consumption of the province’s 5.4 million population is expected only to reach 12,860 tons a year, he said.“NTT still has a surplus of 65,985 tons of fish. The problem is how we distribute it amid the movement restrictions for COVID-19,” Andry said, adding that the distribution problem had caused a fall in fish prices by between 50 and 75 percent. To maintain the people’s purchasing power and provide them with high-protein foods, the NGO urged the government to provide relief funds for local fishermen affected by the distribution disruption.The organization also urged the government to help bridge fish producers with buyers by re-opening the access to market with sufficient health protocols, while also instructing civil servants to purchase fishery products.“The Maritime Affairs and Fisheries Ministry could also purchase fishery products and distribute them to the people and purchase other products made by local producers to keep the rural area’s economic engine running,” Andry said.To cushion the impact of the COVID-19 pandemic on low-income families, the NTT provincial administration has allocated Rp 957 billion from the central government’s village fund program, the province’s development planning and research agency head Lecky Koli said.“Out of the Rp 3 trillion village funds allocated to our province, we took Rp 957 billion to help low-income citizens affected by COVID-19,” he said.The funds will be given to low-income families who have not received other social security programs such as the Family Hope Program and noncash staple aid, Lecky added.“We are aiming to provide income for poor people who haven’t been registered, who have lost their job because of COVID-19, and those who are terminally ill,” he said, adding that the recipients would receive Rp 600,000 in cash for three consecutive months. (mpr)Topics :last_img read more

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‘Freakish’ Greenwood is Man Utd’s new baby-faced assassin

first_imgIn his first season with the first team, Greenwood has scored 15 goals despite making just 18 starts in all competitions.United boss Ole Gunnar Solskjaer, who earned the tag “baby-faced assassin” for his finishing prowess as a player at Old Trafford, rates the club’s latest prodigy as “one of the best — if not the best — finisher I have worked with and seen”.Greenwood’s second against Bournemouth was particularly eye-catching as he spun onto his supposedly weaker right foot before crashing the ball with such speed that Aaron Ramsdale could not keep it out despite getting a hand to it.”It’s freakish,” said former United striker Andy Cole. “He can go either side and you know he’s going to produce that kind of quality.” ‘More like a man’Revitalized by the January signing of Bruno Fernandes, United were in fine form before football’s three-month coronavirus shutdown. But far from seeing their momentum slowed, the manner in which Solskjaer’s men have returned has raised hopes they could even mount a title challenge to Liverpool and Manchester City next season.Greenwood did not let the lockdown period go to waste as he reportedly gained three kilograms of muscle mass.”Mason is looking more and more like a man,” said Solskjaer prior to the season’s restart.It has shown on the field as the teenager has started three consecutive Premier League games for the first time, during which United have scored 11 goals.Marcus Rashford and Anthony Martial’s goals against Bournemouth took them to the 20-goal mark in the season for the first time and with an average of just 21, United’s front three have the potential to bring back the glory days of the Ferguson era in the coming years.”He’s always eager to learn and he reminds me, mentality-wise, of how I was when I was younger,” said Rashford. “If you keep learning, there’s no limit to what you can become.”United’s immediate future is focused on securing a return to Champions League football, with a trip to relegation-threatened Aston Villa next up on Thursday.The swagger and speed with which United have played in the past three games has come, significantly, in the only three matches Fernandes and Pogba have started together.Pogba seemed destined to leave Old Trafford for the second time in his career prior to the COVID-19 outbreak. Now, with finances tighter across European football, it is unlikely interest from Real Madrid will materialize this summer.For the first time in his second spell at United, Pogba’s role in the midfield suits his skill-set, with Nemanja Matic providing the platform for the French World Cup winner and Fernandes to share the creative burden.”We know that they [Rashford, Martial and Greenwood] can score goals, we know that they’ve got pace, energy, they’re youthful, they’ll learn, they’ll improve,” added Solskjaer.”With the players that we have that can provide the passes with Paul and Bruno, the creativity that we’ve got in the team now is exciting.” Manchester United have spent more than £1 billion ($1.2 billion) on new players over the past nine years but the Red Devils latest revival owes much to a home-grown superstar in 18-year-old academy graduate Mason Greenwood.The young forward was the star of the show as United scored five goals in the Premier League at Old Trafford for the first time since 2011 against Bournemouth at the weekend.Greenwood smashed high into the Bournemouth net, first with his left foot and then with his right as free-flowing United won 5-2 in a style rarely seen since Alex Ferguson’s retirement in 2013. Topics :last_img read more

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WANTED: MORE WV COVID TEST LABS

first_imgThis has a budget of P20 million, said Treñas. The Western Visayas Medical Center (WVMC) sub-national laboratory alone could not do this, he stressed. The effective contact tracing scheme in Baguio City could be replicated by other LGUs, he stressed. The last two now process specimen for Negros Island, specifically the province of Negros Occidental and Bacolod City. Galvez said LGUs’ setting up more testing laboratories is in line with a new government strategy to combat the pandemic – enhance contact tracing of people whom COVID-19-positive cases may have infected. ILOILO City – Local government units (LGUs) in Western Visayas were urged to set up test laboratories for coronavirus disease 2019 (COVID-19). They would help expand testing, a key strategy to curb the disease’s spread, said Secretary Carlito Galvez Jr., chief implementer of the national government’s policy on COVID-19. “So dapat ang testing capacity ng buong Region 6 more or less 4,000 daily,” said Galvez. For Region 6, said Galvez, the goal is to increase the testing capacity to 4,000 daily. Data from the Department of Health showed the region’s four COVID-19 testing laboratories could process 1,800 daily. * Teresita L. Jalandoni Provincial Hospital molecular laboratory in Silay City, Negros Occidental As of July 29, Western Visayas had 1,208 COVID-19 cases with 17 deaths, according to the Department of Health. In fact, Baguio City’s Mayor Benjamin Magalong has been appointed by President Rodrigo Duterte as the country’s “contact tracing czar” to help other LGUs replicate his city’s strategy. Sec. Carlito Galvez Jr. * Corazon Locsin Montelibano Memorial Regional Hospital molecular laboratory in Bacolod City “For every COVID-19-positive case, kailangan ma-contact natin pinakababa 37 based sa kanyang (Magalong’s) analysis and experience sa Baguio. They were able to reduce new cases there to zero for 14 days or even longer,” said Galvez.center_img On Wednesday, Magalong held a briefing with contact tracers in Region 6 at a hotel in Mandurriao district. There are now three more new licensed laboratories. These are the following: This huge number of persons being traced entails many laboratories for speedy testing, he stressed. “For example sa province dapat mayroon sila at sa city. Mga highly-urbanized cities dapat may kanilang sariling laboratories,” Galvez told governors and mayors during a meeting here on Wednesday. “Once buong region ang hawak ng WVMC mabubulunan, so maganda mayroong dagdag na laboratories,” said Galvez. Currently, there are four laboratory facilities licensed to conduct reverse transcription – polymerase chain reaction (RT-PCR) testing for COVID-19 in Western Visayas. In the past months, only WVMC catered to the whole region. * Qualimed Hospital molecular laboratory in Iloilo City Iloilo’s Gov. Arthur Defensor Jr. informed Galvez his provincial government is currently setting up a P9-million COVID-19 testing laboratory at the Iloilo Provincial Hospital in Pototan town. Iloilo City’s Mayor Jerry Treñas informed Galvez of a similar move. The city’s testing laboratory would be rising in Barangay San Pedro, Molo district. He also pointed out the need to test healthcare workers, frontliners, locally stranded individuals, and repatriated overseas Filipino workers. “The Baguio contact tracers follow the trail of infection. They track where the infection is going and saan concentrated,” added Galvez. But with 651 cases having recovered, the region is left with 540 active cases, the Health department stressed./PN With the gradual reopening of Western Visayas’ economy, the region’s testing capacity must be bolstered, stressed Galvez, to curb the spread of the disease.last_img read more

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Gibson January Delivers Poor Tanker Returns

first_imgzoom Although the crude tanker market expected poor earnings in 2018, the extreme weakness in spot time charter equivalent (TCE) returns in January still left many surprised.Spot TCE earnings on the benchmark VLCC trade from the Middle East to Japan (TD3) averaged just under USD 13,000/day at market speed last month, an unprecedented level for January since the turn of the century, according to a report from Gibson Shipbrokers.The performance on key trades for other crude tanker segments was even worse. Spot earnings for Suezmaxes trading West Africa to UK Continent (TD20) averaged USD 6,500/day, while Aframaxes trading across the North Sea (TD7) returned on average USD 4,500/day over the course of last month, in both cases insufficient to cover fixed operating expenses.“Without doubt, such a poor performance is largely attributable to OPEC-led production cuts, coupled with the rapid growth in the crude tanker fleet,” Gibson said.Crude production in the Middle East, the largest load region for VLCCs and an important demand source for Suezmaxes and Aframaxes, is now at similar levels relative to volumes produced in early 2016, while the fleet size is notably bigger.At the start of 2018, the VLCC fleet stood at around 720 units, nearly 80 vessels more than in the beginning of 2016. In addition, back in 2016 a sizable portion of the VLCC fleet was tied up in Iranian and non-Iranian storage. This is no longer the case.Overall, over 20 VLCCs were released from floating storage duties between January 2016 and January 2018, with the vast majority of these tankers resuming trading operations.The Suezmax and LR2/Aframax supply also witnessed a spectacular growth, with the fleet size up by 50 and over 75 units respectively over the past two years.Generally favourable weather conditions in January in a number of regional markets meant less weather driven delays and disruptions, one of the key support factors to the market during this time of the year.There could still be a few weather driven spikes in rates, particularly in the Northern Hemisphere, however, the rapid fleet growth will continue, as the anticipated pick up in demolition activity will provide only a limited relief from plenty of new deliveries expected to enter the trading market this year.“To reverse the current fortunes, owners need notable increases in trading demand. At the moment, rising crude exports out of the US is the key area for growth but the industry also needs to see strong gains in exports in other parts of the world,” Gibson concluded.last_img read more

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