Category: vgrjhgsc

Embracing a multicultural path to innovation

first_img 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Robert Trunzo Robert (Bob) N. Trunzo is the president and chief executive officer for CUNA Mutual Group, the leading provider of insurance and financial services to credit unions and their members. He … Web: Details More than five years ago, CUNA Mutual Group recognized the importance of investing in diversity, equity and inclusion (DE&I). So much so, in fact, that we made it one of our core values as a company. Today, as we look out into the market, we believe the biggest opportunity to better serve consumers for our collective credit union system – founded on the philosophy of people helping people  – is to embrace a multicultural path to innovation. Over the past 10 years, multicultural consumers accounted for 99 percent of U.S. population growth, and 61 percent of credit union growth. And digital technology is used by every consumer at some point in their research, buy, and service journey shaping their expectations of experience.At CUNA Mutual Group, we’re doing all we can to understand the many complexities of people’s identities that influence how they interact with financial services. Cultural background, attitudes, values, beliefs, priorities and more are all a basis for the insights our Multicultural Center of Expertise is applying when exploring consumer experiences and testing new financial services and solutions.Insights are drawn from significant analysis and research that concludes diversity matters to business performance. In fact, in every product line we’ve looked at – both credit union lending, savings and our own insurance – race and ethnicity have a dramatic impact on: how people think about products; who they look to for trusted advice; how they want to pay their bills; and which channels they prefer. African Americans, for example, respond to our life insurance offers at TWICE the rate of all other races and ethnicities in every income category.These findings support a compelling business and values case for what our credit union industry can do to better reach and serve diverse populations. Together, we have the potential to influence everything from images and language used in marketing materials to digital user interface, design and functionality. And, these insights can shape a full range of products and services made available to members.An essential part of our commitment to innovating through a multicultural lens is our larger responsibility for understanding and reflecting the markets we serve. This is why we’re focused on becoming more diverse, equitable and inclusive at CUNA Mutual Group. Multicultural teams simply make better business decisions and drive the kind of innovation that fosters meaningful connections and better service for all. That means we’re creating better products and member experiences; and credit unions, in turn, are driving better business performance. It’s why our Multicultural Center of Expertise and Diversity, Equity and Inclusion teams are sharing what we’re learning with credit unions.Leaning in and embracing the credit union movement’s 8th cooperative principle, diversity and inclusion, is the key to finding new, innovative ways to create long-lasting relationships with members. And, it’s core to our philosophy of people helping people.last_img read more

Start reading Embracing a multicultural path to innovation

Walt Disney’s Iger steps down as CEO, parks head Chapek to take reins

first_imgAnalysts on the call, as well as two former employees Reuters interviewed, questioned if Chapek had sufficient experience in the entertainment business. The former employees expressed surprise that Kevin Mayer, chairman of Direct-to-Consumer and International, was not named to the top job, especially after the roll-out of the Disney+ streaming service, which attracted 10 million sign-ups in its first day.In Chapek’s new role, which is effective immediately, the company said he will directly oversee all of Disney’s business segments and corporate functions.As chairman of Disney theme parks division, Chapek oversaw Disney’s largest business segment, including the opening of Disney’s first theme park and resort in mainland China and the creation of the new Star Wars: Galaxy’s Edge lands at Disneyland and Walt Disney World. He joined Disney in 1993.Read also: Global box office has biggest ever year thanks to Disney mega-hitsChapek “did a great job of growing the home entertainment business and built consumer products at Disney,” said Michael Wolf, founder of Activate, a technology and strategy consulting firm. “Bob is one of the best managers in the entertainment business. And not a lot of people know about him.”Iger, who has been CEO since 2005, built up the Disney brand through a series of acquisitions, including animation studio Pixar in 2006, Marvel in 2009, and “Star Wars” franchise owner Lucasfilm in 2012. His biggest bet was the purchase of 21st Century Fox, a deal that was instrumental in launching Disney+.Shares of Disney, which ended the day down 3.6 percent, fell another 2.2 percent after the markets closed. Walt Disney Co’s Robert Iger will step down as chief executive officer, handing the reins to Disney Parks head Bob Chapek, the company said on Tuesday, ending years of speculation on who will take over Hollywood’s most powerful studio.Iger is still keeping a significant role at the company. He will assume the post of executive chairman and direct the company’s “creative endeavors” until his contract ends on Dec. 31, 2021, Disney said.“The company has gotten larger and more complex just in the recent 12 months,” Iger said on a conference call on Tuesday, citing its purchase of 21st Century Fox and launch of direct-to-consumer services such as Disney+ last year. Read also: Disney fund names West Kalimantan woman environmental hero“I felt that with the asset bases in place and with our strategy deployed I should be spending as much time as possible on the creative side of our business.”Chapek, who will be the seventh CEO in the company’s nearly 100-year history, has most recently served as the chairman of Disney Parks, Experiences and Products. Chapek will report to Iger.Walt Disney Parks and Resorts chairman Bob Chapek. (Reuters/Tyrone Siu)center_img Topics :last_img read more

Start reading Walt Disney’s Iger steps down as CEO, parks head Chapek to take reins

​Norwegian sovereign fund rejects outcomes reporting for SDGs

first_imgInvestors should not be formally assessed on the outcomes of investments made in line with the UN’s Sustainable Development Goals (SDGs), according to one of the world’s biggest asset owners.Norges Bank Investment Management (NBIM), manager of Norway’s NOK8.9trn (€919bn) sovereign wealth fund, said it did not support adding outcome-based reporting on the SDGs, in a written response to the Principles for Responsible Investment’s (PRI) reporting review.NBIM argued in a letter to the PRI Association that it was difficult to measure an investor’s direct impact on the SDGs, and that the inclusion of outcome-based reporting was drifting away from the PRI’s founding principles.In the letter, NBIM’s Carine Smith Ihenacho, chief corporate governance officer, and Wilhelm Mohn, head of sustainability initiatives, wrote: “To attribute ownership of an outcome, an investor would ideally need to be able to demonstrate additionality, ie that any positive impact would not have happened without their investment. “Establishing such a relationship is challenging, given that a minority investor has only a marginal influence on a company’s funding cost and on its strategic direction, and is not involved in operational decisions. Investors’ efforts may be several steps removed from real-world outcomes on sustainable development.”NBIM also said that, for many investors, achieving the SDGs was not necessarily part of their mandate and so they should not be expected to report potential outcomes of their investments in this way to the PRI.#*#*Show Fullscreen*#*# Dutch asset managers APG and PGGM have assessed the ‘investability’ of the SDGs“Finally, including outcome-based reporting in the PRI Reporting Framework is drifting away from the PRI’s founding principles,” Smith Ihenacho and Mohn said. They added that the PRI’s signatories were financial investors committed to incorporate environmental, social and corporate governance (ESG) issues into their decision-making, while delivering on their investment mandate.“Most investors’ mandate is to maximise financial returns for their beneficiaries,” they said. “Responsible investors who do not have in their mandate to achieve specific social or environmental goals, or to contribute to policy goals, should not be expected to report on such potential impact under the PRI Reporting Framework.”The PRI has said that reporting how companies incorporated ESG factors not only encouraged positive change in financial markets, but also gave signatories an opportunity to compare their performance with peers, allowing for feedback and improvement.NBIM said this was not the first time it had objected to the concept of outcome-based reporting, having previously highlighted problems in the fund’s response to the PRI Blueprint, created in 2017.The PRI is surveying signatory investors and service providers about their views on the organisation’s reporting framework as part of a review it committed to in 2017.It wants to force signatories to report how they have considered specific climate change risks in their portfolios, beginning in 2020.Launched in 2012, the framework is, according to the PRI, “the largest global reporting project on responsible investment”.last_img read more

Start reading ​Norwegian sovereign fund rejects outcomes reporting for SDGs

Population boom: QLD the nation’s new interstate migration capital

first_imgA recovery in Queensland’s mining sector is helping to boost economic growth.SQM Research managing director Louis Christopher agrees.“There are more southerners moving from Sydney and Melbourne to southeast Queensland to take advantage of the standard of living and better housing affordability — both on the buyer front and the rental front,” Mr Christopher said.“Why this is happening now, as opposed to five years ago, is because job creation has increased in the Brisbane and the southeast Queensland economy.” Queensland’s relatively affordable housing market is attracting interstate migrants. Image: AAP/Glenn chief economist Nerida Conisbee said many homeowners in Melbourne and Sydney were recognising the value in the Brisbane property market and seeing it as a good time to buy.“Brisbane has been fairly flat over the last few years and we know the economy is doing better and there has been a return in mining and engineering roles, so it’s quite different to what we’re seeing in Sydney and Melbourne, where it makes sense for people to hold out until things calm down,” Ms Conisbee said. Experts say Queensland’s housing market and lifestyle is attracting people to the state. Picture: AAP/David Clark.Experts say Queensland’s improving economy, standard of living and relatively affordable housing market are driving the surge in interstate migration. More from newsParks and wildlife the new lust-haves post coronavirus16 hours agoNoosa’s best beachfront penthouse is about to hit the market16 hours ago“I think what’s happened is that with house prices in NSW becoming unaffordable for many at a time where southeast Queensland markets haven’t moved much, people are starting to think there’s better value in Queensland,” AMP Capital chief economist Shane Oliver said. Queensland’s population increased 1.7 per cent in the year to March 2018.Victoria was the next most popular among interstate movers, with a net gain of 15,100.ABS demography director Anthony Grubb said it was the first time in four years that Queensland had overtaken Victoria in terms of net interstate movement.“Before that, Queensland was the biggest gainer for 20 years, excepting a brief period in 2011 when Western Australia overtook it,” Mr Grubb said.“The most common move between states was from New South Wales to Queensland with 52,000 people making the move north.“The next most common move was in the opposite direction with 36,900 people moving from Queensland to New South Wales.” Queensland has overtaken Victoria to become the nation’s interstate migration capital. Image: AAP/Darren England.QUEENSLAND has overtaken Victoria to become the nation’s interstate migration capital, with new-found economic optimism and a resilient housing market luring an influx of southerners north.The latest population figures released by the Australian Bureau of Statistics reveal the sunshine state was the most popular destination for people moving from other states in the 12 months to the end of March.Queensland recorded a net interstate migration gain of 24,000 people during the period, with the population increasing overall by 1.7 per cent or 83,300 to 4.9 million. New ABS population figures show more people are moving to Queensland.“Brisbane is now looking more positive than last year, so if you are looking to get into the market, I think now is a good time.” Australia’s population grew by 380,700 in the 12 month period to 24.9 million, with 62 per cent of the growth attributed to net overseas migration. Houses in the Brisbane suburb of Paddington. Image: AAP/Darren England.“People in Sydney are saying it’s too crowded, too expensive and they’re looking elsewhere — and Queensland has benefited from that.”Mr Oliver said employment in the state had increased by 1.9 per cent in the past 12 months, which meant there were more jobs available.“The Queensland economy had been held back by the end of mining investment boom but that drag is starting to fade,” he said.last_img read more

Start reading Population boom: QLD the nation’s new interstate migration capital

Haxall Canal Dredging Kicks Off

first_imgThe Virginia’s City of Richmond Department of Public Utilities (DPU) has started a new round of dredging works on the Haxall Canal, as part of their maintenance dredging program.The Haxall Canal, which starts from the head gates near the west end of Brown’s Island and extends to the 12th Street level control structure, has accumulated large quantities of sediment from the James River and has reached levels that undermine the functionality of the level control structure and head gates, in addition to the aesthetic features the canal provides to the city.This project will remove these large quantities of sediment that have deposited in the canal, and comes after a survey and assessment completed this summer.The dredging operations will require the canal to be drained for approximately four months, with work ending May 1, 2019.The Haxall Canal was previously drained and dredged of sediment in 2008. The city is expected to perform this required maintenance every 10-15 years.In addition to routine dredging maintenance, the canal is periodically drawn down to lower levels for routine maintenance most often associated with cleaning trash and debris that undermine the functionality of the head gates and level control structure.last_img read more

Start reading Haxall Canal Dredging Kicks Off

Smack admission bars grandparents

first_imgNZ Herald 19 June 2012Grandparents described as “the perfect family” have been banned from taking in their baby grand-daughter because they believe in smacking. Brian and Hannah Johnson, of Tauranga, have two adult children of their own, have been Child, Youth and Family caregivers for a niece for 13 years, and have brought up an 8-year-old grandson since he was a baby. But CYF has refused to let them take in their grandson’s 21-month-old half-sister because they told CYF they smacked their grandson occasionally as “a last resort”. Mrs Johnson, 57, said a CYF social worker told her last week: “We were the perfect family, perfect grandparents, if it wasn’t for that little thing and that was smacking. “I feel like our name has been tainted now,” Mrs Johnson said. “I went out of my way, I worked for them for this long time unpaid, I have done it out of the kindness of my heart to be of service to them, I have been up to the CYF office so many times it’s not funny. I don’t feel like I’ve been fairly treated.”She sought help from Ngai Te Rangi social services, the Maori Party, the Social Development Ministry, Social Development Minister Paula Bennett and finally the Family First lobby group. Family First director Bob McCoskrie said the Johnsons’ experience, and six other new cases he has documented, showed “good families” were being penalised by the 2007 law change that banned parents from using force against children for “correction”. “Not only are police resources being wasted on investigating ‘smacking’ allegations, but CYF is ignoring the intent of the law and is removing children from good homes where the parents may use a smack,” he said. Interview on Radio NZlast_img read more

Start reading Smack admission bars grandparents

If You Can Be Transgender, Why Can’t You Be Transracial?

first_imgCharisma News 16 June 2015I do not for a moment want to minimize the very real struggles of those who identify as transgender nor do I want to ignore those individuals who have genuine biological or genetic abnormalities.I simply want to state once again—really, I want to shout it from the rooftops—that perception does not change reality, and so Bruce Jenner is no more a woman than Rachel Dolezal is black.In the last week, a steady stream of articles has drawn comparisons, both positive and negative, between Jenner and Dolezal, with not a few stating that Dolezal’s actions are harmful to the transgender cause. (The opening lines of Ben Shapiro’s fairly comprehensive article, detailing many other claims made by Dolezal and dripping with sarcasm, are classic.)Obviously, I have no idea whether Dolezal genuinely believes she is black or simply chooses to identify as black, but what’s clear, if all the reports are true, is that she is not black.How can I be so dogmatic?It’s because skin color is verifiable.It is not based on perception.It is not based on feelings.It is based on provable data.The same is true when it comes to gender (again, putting aside the question of how to best help those with biological or genetic abnormalities that are not so easily categorized as male or female).Some people are genetically and biologically male while others are genetically and biologically female, and to alter their physical appearance through cosmetic surgery no more changes their real identity than wearing leopard skins transforms a human being into a big cat.The same is true when it comes to hormonal treatments: You can pump up Bruce Jenner with all the female hormones in the world but that does not make him into a woman. (To date, we have not been presented with any evidence that he is a genetic female in any form.)In the words of Dr. Paul McHugh, one of the nation’s most respected psychiatrists yet a man despised by many in the transgender community as out of date and out of touch, “Transgendered men do not become women, nor do transgendered women become men. All (including Bruce Jenner) become feminized men or masculinized women, counterfeits or impersonators of the sex with which they ‘identify.’” read more

Start reading If You Can Be Transgender, Why Can’t You Be Transracial?

Black Forest Bar celebrating St. Patrick’s Day

first_imgBATESVILLE, Ind. — The Black Forest Bar at the Sherman is hosting a St. Patrick’s Day Party.There will be events all afternoon and evening beginning at 3:00 PM.Party Hour I is from 3 – 5, Dinner Hour is 5 – 7, and Party Hour II is from 7-close.There will be free corned beef brisket and cabbage, and prizes for the best and most green outfits.last_img

Start reading Black Forest Bar celebrating St. Patrick’s Day

Hudson-Odoi more concerned about Chelsea future

first_imgCallum Hudson-Odoi is worried about his future and he has been trying to know where he belongs in the plans of Chelsea boss, Frank Lampard. The Athletic reports the 19-year-old has played 10 minutes of Premier League football for Chelsea this term, and that’s also with Hakim Ziyech and Christian Pulisic out injured. The England international’s representatives are considering asking for a meeting next week to sort out his situation.Advertisement Promoted Content8 Superfoods For Growing Hair Back And Stimulating Its GrowthPlaying Games For Hours Can Do This To Your BodyA Soviet Shot Put Thrower’s Record Hasn’t Been Beaten To This DayBirds Enjoy Living In A Gallery Space Created For Them18 Beautiful Cities That Are Tourist MagnetsWhich Country Is The Most Romantic In The World?7 Black Hole Facts That Will Change Your View Of The UniverseThe Funniest Prankster Grandma And Her GrandsonThe Models Of Paintings Whom The Artists Were Madly In Love With7 Ways To Understand Your Girlfriend BetterThese TV Characters Left The Show And It Just Got BetterThe Very Last Bitcoin Will Be Mined Around 2140. Read More Loading… center_img read also:Bayern Munich consider reviving bid for Chelsea winger Hudson-Odoi Hudson-Odoi wants to know how much football he will realistically play this term. Bayern Munich were interested not long ago, and a loan move could be on the cards if Hudson-Odoi doesn’t get the answers he is looking for. FacebookTwitterWhatsAppEmail分享 last_img read more

Start reading Hudson-Odoi more concerned about Chelsea future

Jagielka committed to Everton

first_img Everton are yet to appoint Moyes’ successor, although Roberto Martinez has been strongly linked with the position. Jagielka joined up with the England squad on Sunday night ahead of the Three Lions’ friendlies against the Republic of Ireland and Brazil this week. The 30-year-old insists he will be able to concentrate fully on his England duties despite the uncertainty surrounding his club. “I will be able to put it to the back of the mind, definitely,” Jagielka told a press conference at St George’s Park. “We all knew the situation. It wasn’t sprung upon us because we had a couple of games to deal with it towards the end of the season when we knew the manager was leaving. “I thought as a team and as a club we sorted it really well and gave the manager a great send off. We got over it in the course of those few weeks and I am away with England now so i will look forward to these two games. “I’m not really thinking about (Everton) until we report back in July and hopefully by then we will have a manager sorted and we will see where it takes us from there.” Phil Jagielka remains committed to Everton despite the departure of manager David Moyes. Moyes’ 11-year reign at Goodison Park came to an end earlier this month when he was chosen to replace Sir Alex Ferguson at Manchester United. There have been worries that a number of Everton players will follow Moyes out of the club, but Jagielka insists he will not be one of them. When asked if he still saw his future at Everton, the England defender replied: “Yes, definitely. I was made captain for next season when David Moyes was in charge. We will have to wait and see what happens with the new manager, but hopefully he will keep me in that role and it is something that I am looking forward to doing.” center_img Press Associationlast_img read more

Start reading Jagielka committed to Everton