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Top 5 States With FinanciallyConscious Borrowers

Top 5 States With FinanciallyConscious Borrowers

first_img Financial Responsibility 2017-09-28 Joey Pizzolato Top 5 States With Financially-Conscious Borrowers Share Assessing financial stability is vital for bank and non-bank lenders when determining whether or not a potential borrower is suitable for a home loan, and according to a new report by Wallethub, some states populations fared better than others.To determine the findings, Wallethub analyzed four main metrics across 50 states and the District of Columbia, including: debt and spending, savings, credit score, and overall financial literacy.By weighing these metrics, Wallethub ranked each state from best to worst in terms of financial savviness. Massachusetts came in at in first place with a score of 70.56; followed by New Hampshire at 69.67; Connecticut at 67.12; Minnesota at 66.58; and New Jersey at 66.30.According to Vicki Jobst, Assistant Professor in the Undergraduate Business Department at Benedictine University, the biggest obstacle for consumers to stay on a budget was that “consumers do not realize what they are spending their money on. When they become aware, they can control their spending habits.”Pam Smith, Presidential Teaching Professor and KPMG Professor of Accounting at Northern Illinois University expanded on that sentiment:“The biggest obstacle is usually impulse purchases. That is why a plan (or budget) is beneficial—it reduces impulse purchases. The best way for [consumers] to stay on budget is to keep long-term goals in mind.”Of the top five most financially savvy states, Massachusetts ranked No 1 in the “debt and spending” rating, although their “financial literacy” ranking stood at 14 and “savings” ranking was at 17. New Hampshire ranked No 1 in the “savings” rating, and was in the top 10 of all four-major metrics. New Jersey held the lowest ranking of the top five in “credit” ranking, at 27.All of Wallethub’s comparisons and rankings can be found on their website.center_img in Daily Dose, Data, Featured, Headlines, News, Origination September 28, 2017 706 Views last_img read more

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In 1984 Roy Green ran a 42second 40yard dash

In 1984 Roy Green ran a 42second 40yard dash

first_imgIn 1984, Roy Green ran a 4.2-second 40-yard dash, making him one of the fastest players in the NFL.Over 25 years later, the man they called “Jetstream” is feeling as good as he was the day he hung up his cleats.The reason? Green received a screening for sleep apnea, a disorder characterized by abnormal pauses in breathing or instances of low breathing during sleep.“I’ve had some health issues for the last three or four years and I definitely wasn’t sleeping — two hours max in the evening and I’d wake up and be up for another couple hours just back and forth,” Green said during a recent interview. “When you don’t sleep well, you’re just miserable the next day. Derrick Hall satisfied with D-backs’ buying and selling “So I finally got tested, got the oral appliance, and now I have more energy than I had when I was playing.”Green and others are sharing the message about the importance of sleep apnea testing. He, along with former teammates Derek Kennard and Mark Walczak and current Cardinals star receiver Larry Fitzgerald, are part of The Pro Players Health Alliance — an organization dedicated to helping former NFL players through providing testing and treatment options for those who suffer from sleep apnea.PPHA is hosting a public awareness seminar Thursday April 18 at the Sheraton Crescent Hotel in Phoenix which is open to the public.Statistics show that 37 million Americans experience regular or chronic snoring and 18 million suffer from sleep apnea. The Alliance’s findings among athletes have been eye-opening. “We’ve found that eight out of ten guys that we’ve tested, athletes, present and former, have tested positive for sleep apnea,” Green said.But the two-time Pro Bowler isn’t the only former Cardinal affected by the disorder. Kennard, who will also be at the seminar, has seen other health improvements following a test for sleep apnea. Top Stories “Derek’s lost 162 pounds since getting the oral appliance because he has more energy,” Green said. “He’s sleeping, and his body is responding.”Green urges the public to educate themselves on this debilitating disease.“We think that up to 70% of America is probably affected by it and don’t even know it,” he said. “Just think how your quality of life can change by taking one simple test.“And even if you don’t have it, somebody you love has it. This is saving people’s lives.”Event DetailsDate: Thursday, April 18Time: 7:00 p.m. (open to public)Location: Sheraton Crescent Hotel 2620 W. Dunlap Ave. Phoenix, AZ 85021View Larger Map The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo 0 Comments   Share   Former Cardinals kicker Phil Dawson retires Grace expects Greinke trade to have emotional impactlast_img read more

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